.fz-footer {
  background: #081f3b;
  color: #c2d0e2;
  margin-top: 75px;
  padding: 65px 0 0;
  font-size: 14px;
  line-height: 1.7;
}

.fz-footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.2fr;
  gap: 42px;
  padding-bottom: 42px;
}

.fz-footer-brand img {
  width: 200px;
  max-width: 100%;
  height: auto;
  background: white;
  border-radius: 8px;
  padding: 8px;
}

.fz-footer-about p {
  margin: 14px 0;
  max-width: 360px;
}

.fz-footer h3 {
  color: white;
  font-size: 15px;
  margin: 0 0 20px;
  font-weight: 700;
}

.fz-footer-grid > div:not(:first-child) > a {
  display: block;
  color: #c2d0e2;
  text-decoration: none;
  margin-bottom: 12px;
}

.fz-footer-grid a:hover {
  color: #4bc9ad;
}

.fz-footer-disclaimer {
  border-top: 1px solid #29415d;
  padding: 25px 0;
  font-size: 12px;
  color: #a9bbd0;
}

.fz-footer-disclaimer strong {
  color: white;
}

.fz-footer-disclaimer p {
  max-width: 1050px;
  margin: 8px 0 0;
}

.fz-footer-bottom {
  border-top: 1px solid #29415d;
  padding: 22px 0;
  display: flex;
  justify-content: space-between;
  gap: 15px;
  font-size: 12px;
  color: #a9bbd0;
}

.fz-footer-bottom span:last-child {
  color: #4bc9ad;
}

@media(max-width: 900px) {
  .fz-footer-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
  }
}

@media(max-width: 550px) {
  .fz-footer {
    padding-top: 40px;
  }
  .fz-footer-grid {
    grid-template-columns: 1fr;
  }
  .fz-footer-bottom {
    flex-direction: column;
  }
}

/* FinZonal Footer V3 */
.fz-footer-grid {
  grid-template-columns: 1.8fr 1fr 1fr 1.2fr 1fr;
  gap: 30px;
}

@media (max-width: 1050px) {
  .fz-footer-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (max-width: 700px) {
  .fz-footer-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 480px) {
  .fz-footer-grid {
    grid-template-columns: 1fr;
  }
}

/* FinZonal Footer V3.1 — Responsive layout correction */
@media (min-width: 1100px) {
  .fz-footer-grid {
    display: grid;
    grid-template-columns: minmax(250px, 1.8fr) repeat(4, minmax(0, 1fr));
    gap: 24px;
  }
}

@media (min-width: 701px) and (max-width: 1099px) {
  .fz-footer-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 30px;
  }
}

@media (min-width: 481px) and (max-width: 700px) {
  .fz-footer-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 480px) {
  .fz-footer-grid {
    grid-template-columns: 1fr;
  }
}

/* FinZonal Footer V3.2 — Final desktop grid */
@media (min-width: 900px) {
  .fz-footer .fz-footer-grid {
    display: grid;
    grid-template-columns: 2fr repeat(4, minmax(0, 1fr));
    gap: 24px;
  }
}

@media (min-width: 600px) and (max-width: 899px) {
  .fz-footer .fz-footer-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 599px) {
  .fz-footer .fz-footer-grid {
    display: grid;
    grid-template-columns: 1fr;
  }
}