Last updated: November 7, 2026.
These Terms of Use govern access to finzonal.com, operated under the public-facing name FinZonal ("FinZonal," "we," "us"). The name does not imply a separately registered company. By accessing or using the website, you agree to these Terms to the extent permitted by applicable law. If you disagree, please do not use the website.
1. What FinZonal provides
FinZonal makes public-company information, SEC filing links, financial facts, company profiles, comparisons, and research tools available for general informational and educational purposes. Features and coverage may change as the service develops. Access does not create a professional advisory or fiduciary relationship.
2. No investment, legal, or tax advice
Content is not a recommendation to buy, sell, or hold securities and is not personalized investment, financial, accounting, legal, or tax advice. We do not act as your broker or investment adviser through this website. Investing involves risk, including possible loss of principal. Consult qualified professionals where appropriate and read our Financial Disclaimer.
3. Data sources, accuracy, and limitations
FinZonal relies on public sources, including U.S. Securities and Exchange Commission records. Data may be incomplete, delayed, amended, restated, misclassified, or unavailable. Different financial periods and accounting definitions may not be directly comparable. Automated calculations and summaries can contain errors. Verify important information using the original filings and our Data Sources & Methodology page before relying on it.
4. Permitted use and restrictions
You may browse and use the website for lawful research. You must not attempt unauthorized access; interfere with systems or security; transmit malicious software; impersonate another person; or overload, scrape, or automate requests in a way that materially disrupts service. Use of third-party data remains subject to applicable laws and third-party rights. Nothing here restricts lawful access to publicly available government records.
5. Intellectual property
FinZonal branding, original editorial content, design, and software may be protected by applicable intellectual-property laws. Public filings, government materials, and third-party content have their own legal status. You may not represent FinZonal's original materials as your own or suggest our endorsement without permission. Contact us regarding reuse or permissions.
6. External links and third-party services
Links to SEC EDGAR and other sites are provided for convenience and source verification. FinZonal does not operate or control those sites and is not responsible for their content, availability, or privacy practices. Links do not imply endorsement.
7. Service availability and changes
We may update, suspend, limit, or discontinue features, correct data, and take reasonable steps to protect the service against misuse. We do not promise uninterrupted availability or permanent access to any particular tool or dataset.
8. Disclaimer of warranties
To the maximum extent permitted by applicable law, FinZonal is provided on an "as is" and "as available" basis without warranties of accuracy, completeness, uninterrupted availability, merchantability, fitness for a particular purpose, or noninfringement. Nothing in these Terms removes consumer or other legal rights that cannot be excluded.
9. Limitation of liability
To the maximum extent permitted by applicable law, the operator of FinZonal will not be responsible for indirect, incidental, special, consequential, or punitive damages, or for losses resulting from reliance on inaccurate, incomplete, or delayed financial information. This limitation does not apply where prohibited by law and does not exclude liability that cannot legally be excluded.
10. Privacy
Use of the website may involve processing of information as described in our Privacy Policy. The Privacy Policy may be updated when analytics, advertising, accounts, or other services are introduced.
11. Applicable law and disputes
These Terms are intended to be interpreted under applicable United States law and, where legally appropriate, the law of the state in which the website operator is established, without overriding mandatory rights or rules that apply to visitors. No arbitration agreement, exclusive forum, or waiver of statutory rights is imposed by this section. Questions or concerns should first be directed to the contact below.
12. Changes to these Terms
We may update these Terms to reflect changes in the service or legal requirements. The "Last updated" date will be revised when changes are made. Continued use after changes take effect may constitute acceptance to the extent permitted by law.
13. Contact
For questions about these Terms, contact contact@finzonal.com or visit our Contact page.